No matter where you are in life, trust SNB Bank N.A.
No matter where you are in life, trust SNB Bank N.A.
Explore our personal banking services, accounts, and features.
Checking
Money Market & Savings
Interest Rates
Life Stages
Switch to SNB Bank NA
Checking
We reward your relationship.
$250 minimum opening deposit
Maintain a $1,000 minimum balance to avoid the $10 monthly service charge.
Enroll in e-statements and avoid a $7 monthly paper statement charge.
Minimum balance to obtain interest $2500.
Anywhere Banking Tools
All the great BaZing benefits!
Shop local, save local with BaZing savings
Cell phone protection ($600 per claim, $1200 per year)*
ID theft aid (Includes credit monitoring, quarterly credit report and credit score, fraud resolution, and $10,000 personal identity theft benefit)*
Roadside assistance*
$25,000 accidental death coverage*
Health Savings Card*
Buyer's protection and extended warranty*
Great interest on your checking balance*
*TERMS AND CONDITIONS MAY APPLY.
Benefits you'll use.
$100 minimum opening deposit
Only $6 per month
Enroll in e-statements and avoid a $7 monthly paper statement charge.
Anywhere Banking Tools
All the great BaZing benefits!
Shop local, save local with BaZing savings
Cell phone protection ($600 per claim, $1200 per year)*
ID theft aid (Includes credit monitoring, quarterly credit report and credit score, fraud resolution, and $10,000 personal identity theft benefit)*
Roadside assistance*
$25,000 accidental death coverage*
Health Savings Card*
Buyer's protection and extended warranty*
*TERMS AND CONDITIONS MAY APPLY.
Just the basics.
$100 minimum opening deposit
Maintain a $500 minimum balance to avoid the $6 monthly service charge.
Enroll in e-statements and avoid a $7 monthly paper statement charge.
Anywhere Banking Tools
Cell phone protection ($200 per claim, one claim per year)*
ID theft aid (Includes payment card fraud resolution, $1,000 in personal identity theft benefit, and identity restoration.)*
Buyer’s protection and extended warranty*
*TERMS AND CONDITIONS MAY APPLY.
Money Market & Savings
$500.00 minimum opening deposit
No monthly service charge if account maintains a minimum daily balance
Minimum balance to obtain interest
$25.00 minimum opening deposit
No monthly service charge if account maintains a minimum daily balance
Minimum balance to obtain interest
Personal Whit-Co Checks
Life Stages
Strengthen the financial stages of your life with our professional advice.
Strengthen the financial stages of your life with our professional advice.
Life as a Student
High school or college, options for young people who want to get on the road to a healthy, lifelong banking relationship!
Ready for the Workforce
Recent grads and young professionals can get a head start at saving and investing! Welcome to "the real world"!
A New Family on the Go
A first home? A brand new car? A baby who you want to see graduate from the Ivy League? We can help get you going!
Thinking About Retirement
That home on the beach, or that sailboat in the bay, they aren’t just pipe dreams any more!
Running a Business
You work hard, and you want your money to work for you! We can help you make your investments grow!
Investing in Agriculture
You work hard, and you want your money to work for you! We can help you make your investments grow!
Interest Rates
Last Updated: September 10, 2019
| Account Type | Minimum Deposit to Open Account |
***Minimum Balance Obtain APY |
Interest Rate | *****APY |
|---|---|---|---|---|
| Certificates of Deposit | ||||
| 3 Month | $1,000.00 | $1,000.00 | 1.50% | 1.51% |
| 6 Month | $1,000.00 | $1,000.00 | 1.90% | 1.91% |
| 12 Month | $500.00 | $500.00 | 2.25% | 2.26% |
| 18 Month | $500.00 | $500.00 | 2.15% | 2.16% |
| 24 Month | $500.00 | $500.00 | 2.10% | 2.11% |
| 30 Month | $500.00 | $500.00 | 2.00% | 2.01% |
| 36 Month | $500.00 | $500.00 | 1.90% | 1.91% |
| 48 Month | $500.00 | $500.00 | 1.80% | 1.81% |
| 60 Month | $500.00 | $500.00 | 1.75% | 1.76% |
| IRAs | ||||
| 6 Month | $50.00 | $500.00 | 2.15% | 2.17% |
| 18 Month | $50.00 | $500.00 | 2.40% | 2.42% |
| 48 Month | $50.00 | $500.00 | 2.30% | 2.32% |
***** APY based on compounding semiannually or at maturity (whichever comes first) on CDs and quarterly on IRAs.
CDs and lRAs may be subject to early withdnwal penallies.
The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
| Account Type | Minimum Deposit to Open Account |
***Minimum Balance Obtain APY |
Interest Rate | *****APY |
|---|---|---|---|---|
| HSA | $0.00 | No Minimum | 2.99% | 3.03% |
| MMDA | $500.00 | $2,500.00 | 0.30% | 0.30% |
| MMDA | $500.00 | $10,000.00 | 0.45% | 0.45% |
| MMDA | $500.00 | $25,000.00 | 0.60% | 0.60% |
| MMDA | $500.00 | $50,000.00 | 0.70% | 0.70% |
| MMDA | $500.00 | $100,000.00 | 0.85% | 0.85% |
| Savings | $25.00 | No Minimum | 0.85% | 0.85% |
| Savings | $25.00 | $5,000.00 | 0.90% | 0.90% |
| Savings | $25.00 | $10,000.00 | 0.95% | 0.95% |
| Savings | $25.00 | $25,000.00 | 1.00% | 1.00% |
| Savings | $25.00 | $50,000.00 | 1.10% | 1.10% |
| Savings | $25.00 | $100,000.00 | 1.35% | 1.36% |
| Premium/Interest Checking | $250.00 | $2,500.00 | 0.40% | 0.40% |
| Senior Checking (unavailable) | $0.00 | $1,000.00 | 0.40% | 0.40% |
*** Daily Balance
**** The rate may change after the account is opened.
***** Now, MMDA & HSA APY based on monthly compounding. Savings APY based on quarterly compounding.
MEMBER FDIC
Services
SNB Bank NA offers a wide variety of banking services to our customers, ensuring all of their financial needs and goals are met.
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Swith to SNB
Open an account with SNB Bank NA.
Make sure all transactions have cleared your old account and close it out. Account Closure Form >>
Change your direct deposits & automatic payments to your new account. Account Transfer Form >>
If you have any questions about getting switched to SNB Bank NA, please feel free to call us at (580) 938-2571.