No matter where you are in life, trust SNB Bank N.A.

Explore our personal banking services, accounts, and features.

Checking

Q: Do you maintain a minimum balance of $1,000 in your account?
SNB Premium Interest Checking
We reward your relationship.

$250 minimum opening deposit


Maintain a $1,000 minimum balance to avoid the $10 monthly service charge.


Enroll in e-statements and avoid a $7 monthly paper statement charge.


Minimum balance to obtain interest $2500.


Anywhere Banking Tools


All the great BaZing benefits!


Shop local, save local with BaZing savings


Cell phone protection ($600 per claim, $1200 per year)*


ID theft aid (Includes credit monitoring, quarterly credit report and credit score, fraud resolution, and $10,000 personal identity theft benefit)*


Roadside assistance*


$25,000 accidental death coverage*


Health Savings Card*


Buyer's protection and extended warranty*


Great interest on your checking balance*



*TERMS AND CONDITIONS MAY APPLY.


Q: Do you have a cell phone or look for deals when you shop?
SNB Edge Checking
Benefits you'll use.

$100 minimum opening deposit


Only $6 per month


Enroll in e-statements and avoid a $7 monthly paper statement charge.


Anywhere Banking Tools


All the great BaZing benefits!


Shop local, save local with BaZing savings


Cell phone protection ($600 per claim, $1200 per year)*


ID theft aid (Includes credit monitoring, quarterly credit report and credit score, fraud resolution, and $10,000 personal identity theft benefit)*


Roadside assistance*


$25,000 accidental death coverage*


Health Savings Card*


Buyer's protection and extended warranty*



*TERMS AND CONDITIONS MAY APPLY.



Q: Do you want a low cost account with basic benefits?
SNB Classic Checking
Just the basics.

$100 minimum opening deposit


Maintain a $500 minimum balance to avoid the $6 monthly service charge.


Enroll in e-statements and avoid a $7 monthly paper statement charge.


Anywhere Banking Tools


Cell phone protection ($200 per claim, one claim per year)*


ID theft aid (Includes payment card fraud resolution, $1,000 in personal identity theft benefit, and identity restoration.)*


Buyer’s protection and extended warranty*



*TERMS AND CONDITIONS MAY APPLY.


1 Cell phone protection, personal identity theft benefit, and purchase protection are subject to additional terms and conditions.
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Additional activation required.

Money Market & Savings

SNB MMDA
High Yield Money Market Account with Limited Debits

$500.00 minimum opening deposit

No monthly service charge if account maintains a minimum daily balance

Minimum balance to obtain interest

SNB Personal Savings
Basic Savings Account

$25.00 minimum opening deposit

No monthly service charge if account maintains a minimum daily balance

Minimum balance to obtain interest

Personal Whit-Co Checks

Life Stages

Strengthen the financial stages of your life with our professional advice.


Life as a Student

High school or college, options for young people who want to get on the road to a healthy, lifelong banking relationship!

Ready for the Workforce

Recent grads and young professionals can get a head start at saving and investing! Welcome to "the real world"!

A New Family on the Go

A first home? A brand new car? A baby who you want to see graduate from the Ivy League? We can help get you going!

Thinking About Retirement

That home on the beach, or that sailboat in the bay, they aren’t just pipe dreams any more!

Running a Business

You work hard, and you want your money to work for you! We can help you make your investments grow!

Investing in Agriculture

You work hard, and you want your money to work for you! We can help you make your investments grow!






Interest Rates

Last Updated: September 10, 2019

VIEW MORE
Account Type Minimum
Deposit to
Open Account
***Minimum
Balance
Obtain APY
Interest Rate *****APY
Certificates of Deposit
3 Month $1,000.00 $1,000.00 1.50% 1.51%
6 Month $1,000.00 $1,000.00 1.90% 1.91%
12 Month $500.00 $500.00 2.25% 2.26%
18 Month $500.00 $500.00 2.15% 2.16%
24 Month $500.00 $500.00 2.10% 2.11%
30 Month $500.00 $500.00 2.00% 2.01%
36 Month $500.00 $500.00 1.90% 1.91%
48 Month $500.00 $500.00 1.80% 1.81%
60 Month $500.00 $500.00 1.75% 1.76%
IRAs
6 Month $50.00 $500.00 2.15% 2.17%
18 Month $50.00 $500.00 2.40% 2.42%
48 Month $50.00 $500.00 2.30% 2.32%

*** Daily Balance (The amount of principal in the account each day.)

***** APY based on compounding semiannually or at maturity (whichever comes first) on CDs and quarterly on IRAs.

CDs and lRAs may be subject to early withdnwal penallies.

The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
VIEW MORE
Account Type Minimum
Deposit to
Open Account
***Minimum
Balance
Obtain APY
Interest Rate *****APY
HSA $0.00 No Minimum 2.99% 3.03%
MMDA $500.00 $2,500.00 0.30% 0.30%
MMDA $500.00 $10,000.00 0.45% 0.45%
MMDA $500.00 $25,000.00 0.60% 0.60%
MMDA $500.00 $50,000.00 0.70% 0.70%
MMDA $500.00 $100,000.00 0.85% 0.85%
Savings $25.00 No Minimum 0.85% 0.85%
Savings $25.00 $5,000.00 0.90% 0.90%
Savings $25.00 $10,000.00 0.95% 0.95%
Savings $25.00 $25,000.00 1.00% 1.00%
Savings $25.00 $50,000.00 1.10% 1.10%
Savings $25.00 $100,000.00 1.35% 1.36%
Premium/Interest Checking $250.00 $2,500.00 0.40% 0.40%
Senior Checking (unavailable) $0.00 $1,000.00 0.40% 0.40%

Fees could reduce earnings.

*** Daily Balance

**** The rate may change after the account is opened.

***** Now, MMDA & HSA APY based on monthly compounding. Savings APY based on quarterly compounding.

MEMBER FDIC



Services

SNB Bank NA offers a wide variety of banking services to our customers, ensuring all of their financial needs and goals are met.


SNB BANK
MOBILE
BANKING
ATM
SERVICE
SAFE
DEPOSIT
BOX
DIRECT
DEPOSIT
SECURE
MESSAGING


ALL SERVICES


Swith to SNB

If you have any questions about getting switched to SNB Bank NA, please feel free to call us at (580) 938-2571.