Whether you're just starting out or about to retire, SNB Bank NA is here for you every step of the way.

Business Owner

FIND WHAT WORKS FOR YOUR BUSINESS

1. Start a SNB Business Checking Account

A checking account provides means to keep track of your spending records. Whether you use a debit card or paper checks, your checking account can help you manage your budget, including paying your bills on time and balancing your checkbook.



  • SNB Business Checking (basic checking account)

    • $250.00 minimum opening deposit

    • No monthly service charge if account maintains a minimum daily balance

  • SNB Small Business Checking

    • $100.00 minimum opening deposit

    • No monthly service charge if account maintains a minimum daily balance

  • SNB Business Interest Checking

    • $250.00 minimum opening deposit

    • No monthly service charge if account maintains a minimum daily balance

    • Minimum balance to obtain interest

  • SNB Non-Profit Association

    • $100 minimum opening deposit

    • No monthly service charge if account maintains a minimum daily balance

    • Minimum balance required to obtain interest



2. Find the Right Financing for Your Business

Whether you are trying to expand or remodel SNB Bank NA can help you with all of you financing needs.



  • Machinery and Equipment

  • Operating Lines of Credit

  • Inventory

  • Working Capital

  • Real Estate Development and Construction

  • SBA Guaranteed Loans

  • Business and Industrial Guaranteed loans

  • Business-Link Loan

  • Standby Letters of Credit

  • EasyAg Loans

  • Farmer Mac

  • CD Secured Loans

  • Equipment Leasing



3. Find The Services That Work For You

Many services are offered through the bank. Finding to the ones that fit your operation best can help save you time and money. SNB Bank NA can help you pay employees, pay bills online, and store your important documents safely.



  • MasterCard Payroll Cards

  • Identity Theft Protection

  • Online Banking

  • Bill Pay

  • E-Statements

  • Safe Deposit Boxes

  • Automatic Payments and Transfers

  • Direct Deposits

  • Debit Cards



TIPS FOR EFFECTIVE FINANCIAL MANAGEMENT

  • Get to know your loan officer.

  • Record ALL of your transactions daily for your checking and savings accounts, whether they are made with debit or credit cards or paper checks and deposit slips.

  • Know your account details such as overdraft charges, interest rates, withdrawal restrictions, minimum balances, etc.