Privacy Policy

Rev. 10/2015

FACTS

WHAT DOES SNB BANK NATIONAL ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number

  • Account balances

  • Payment history

  • Credit History

  • Overdraft history

  • Account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons SNB BANK NA chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does SNB BANK NA share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For our nonaffiliates to market to you No We don't share
Questions? Call 580-938-2571 or go to www.snbbankna.com

 

What We Do
How does SNB BANK NA protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We do not use cookies to collect or track information on customers. Our website is not directed at children. We do not knowingly collect or maintain personal information from children.
How does SNB BANK NA collect my personal information?

We collect your personal information, for example, when you

  • Open an account

  • Apply for a loan

  • Deposit money

  • Use your credit or debit card

  • Pay your bills

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include nonfinancial companies, such as Shattuck Insurance, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • SNA BANK NA  does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include other financial institutions.